President Donald Trump is attempting to force mortgage rates lower by directing a multiillion purchase of mortgage bonds, arguing the buying spree will cut monthly payments and restore housing affordability.
The move is summarized as Trump ordering “the US government to buy $200 billion in mortgage bonds to drive mortgage rates down,” pairing the directive with the line, “We are bringing back the American dream.”
Trump framed the plan as a housing-market intervention enabled by Fannie Mae and Freddie Mac cash, saying he chose not to sell the companies in his first term and that decision made them “worth many times that amount,” calling it “AN ABSOLUTE FORTUNE,” and claiming it now has “$200 BILLION DOLLARS IN CASH.”
The president then connected that cash claim directly to the trade.
BREAKING: President Trump orders the US government to buy $200 billion in mortgage bonds to drive mortgage rates down.
— The Kobeissi Letter (@KobeissiLetter) January 8, 2026
"We are bringing back the American dream," Trump says. pic.twitter.com/c6zzgCPriC
The policy objective, as stated, is a rates-first affordability strategy: lower mortgage rates, lower monthly payments, lower ownership costs, and a broader “restoring Affordability” message tied to the housing market. 
Trump also positioned the move as a contrast with former President Joe Biden, writing that the latter “ignored the Housing Market” while focusing on “High Crime, Open Borders, runaway INFLATION, the Afghanistan Disaster, and a Military that he left in Chaos and Confusion.”
“I, as President of the United States, have already fixed it,” he said, adding there is now “special attention to the Housing Market.”
Information for this briefing was found via the sources mentioned. The author has no securities or affiliations related to this organization. Not a recommendation to buy or sell. Always do additional research and consult a professional before purchasing a security. The author holds no licenses.