Sunday, November 16, 2025

Tesla Insurance Dings You For Driving After 10 PM

Tesla, Inc. (Nasdaq: TSLA) updated its Safety Score feature to version 1.2 back in November, and drivers are discovering that late-night driving has been dinging their safety scores, and, unfortunately for those on Tesla insurance, potentially raising their premiums.

The electric carmaker justifies that the new Safety Factor, called Late Night Driving, factors in the assumption that driving at night can be more dangerous because of other considerations such as reduced visibility, tiredness, as well distractions.

This Reddit user offers an explanation, saying it’s not you (or really, not Tesla’s fault), but the nature of nighttime driving itself.

The blog Not A Tesla App pulls up National Safety Council data that says “most fatal accidents occur between 4 pm and 11:59 pm, with Friday, Saturday, and Sunday being the most frequent accident days.”

Twitter user Keubiko points out how this can be unfair to people who actually need to drive at night, such as “shift workers, and hardcore H-1B hostage engineers driving home from Twitter at 11pm.”

But the majority of commenters on both posts echo Reddit user Travielee’s sentiment: it sucks, but it’s really just how the numbers work, with one Twitter user pointing out that it’s just “Pure actuary work here. Numbers = risk. No thought given to people.”

Tesla hopes that the insights gained from Safety Score would help drivers review each drive and correct issues that would prevent them from receiving the option for Full Self-Driving (FSD) beta. Users will need a safety score of at least 80 for the feature, despite shelling out the cash for it.


Information for this story was found via Twitter and the sources and companies mentioned. The author has no securities or affiliations related to this organization. Not a recommendation to buy or sell. Always do additional research and consult a professional before purchasing a security. The author holds no licenses.

Video Articles

Kinross Q3 Earnings: Another Record Free Cash Flow Quarter

Aya Gold: The Boumadine Preliminary Economic Assessment

Gold Isn’t A Trade. It’s Insurance Against What Comes Next. – Rick Rule

Recommended

Emerita Resources Hits 2.7% Copper, 1.85 g/t Gold Over 9.6 Metres At El Cura

Stifel Initiates Coverage On Goliath Resources With $5.00 Price Target

Related News

Dojo Lost Mojo: Tesla’s In-House AI Gambit Ends Before It Begins

Tesla (NASDAQ: TSLA) has quietly unplugged the very project Elon Musk once touted as the...

Saturday, August 9, 2025, 07:36:00 AM

Morgan Stanley: Apple’s EV Market Entrance Puts Tesla in Bearish Territory

Shortly after Elon Musk frantically turned to Twitter to reveal to the world that Apple...

Monday, December 28, 2020, 03:56:00 PM

Tesla Sees Profit Plummet Despite Revenue Jump In Q3 2025

Tesla (NASDAQ: TSLA) reported Q3 2025 revenue of $28.1 billion, up 12% year over year,...

Thursday, October 23, 2025, 09:29:52 AM

Elon Musk Sells Additional $687.3 Million In Tesla Stock From Trust On Thursday

Evidently, Elon Musk is looking to soak up every last bit of liquidity available in...

Friday, November 12, 2021, 07:59:23 AM

Tesla to Hike Price of Driver Assistance Software by 25% Come September

Elon Musk is raising the price of Tesla’s (NASDAQ: TSLA) premium driver assistance system once...

Wednesday, August 24, 2022, 11:29:00 AM