Tesla Insurance Dings You For Driving After 10 PM

Tesla, Inc. (Nasdaq: TSLA) updated its Safety Score feature to version 1.2 back in November, and drivers are discovering that late-night driving has been dinging their safety scores, and, unfortunately for those on Tesla insurance, potentially raising their premiums.

The electric carmaker justifies that the new Safety Factor, called Late Night Driving, factors in the assumption that driving at night can be more dangerous because of other considerations such as reduced visibility, tiredness, as well distractions.

This Reddit user offers an explanation, saying it’s not you (or really, not Tesla’s fault), but the nature of nighttime driving itself.

The blog Not A Tesla App pulls up National Safety Council data that says “most fatal accidents occur between 4 pm and 11:59 pm, with Friday, Saturday, and Sunday being the most frequent accident days.”

Cambria Gold Mines — sponsored Sponsored · Cambria Gold Mines

Twitter user Keubiko points out how this can be unfair to people who actually need to drive at night, such as “shift workers, and hardcore H-1B hostage engineers driving home from Twitter at 11pm.”

But the majority of commenters on both posts echo Reddit user Travielee’s sentiment: it sucks, but it’s really just how the numbers work, with one Twitter user pointing out that it’s just “Pure actuary work here. Numbers = risk. No thought given to people.”

Tesla hopes that the insights gained from Safety Score would help drivers review each drive and correct issues that would prevent them from receiving the option for Full Self-Driving (FSD) beta. Users will need a safety score of at least 80 for the feature, despite shelling out the cash for it.


Information for this story was found via Twitter and the sources and companies mentioned. The author has no securities or affiliations related to this organization. Not a recommendation to buy or sell. Always do additional research and consult a professional before purchasing a security. The author holds no licenses.

Video Articles

Red Cloud Fall Mining Showcase 2026 | Day 2

More Gold Without a Bigger Upfront Bill? | Keith Boyle – New Found Gold

The Red Cloud Fall Mining Showcase 2026 | Day 1

Recommended

First Majestic Lifts Q3 Revenue 38% to US$394.1 Million on Higher Silver Prices

Meghan Markle’s Half-Brother Submitted Evidence Against Their Father, But Now Faces Philippine Police Scrutiny

Related News

Tesla’s China Exports Jump in August as Chinese EV Sales Soar 275%

Tesla’s (NASDAQ: TSLA) exports of Chinese-made vehicles ramped up last month, as the automaker expanded...

Friday, September 10, 2021, 10:07:00 AM

Musk Talks about DOGE Retreat While Comparing Initiative to ‘Buddhism’ and Himself to Buddha

Tesla (Nasdaq: TSLA) CEO Elon Musk is preparing to scale back his involvement with the...

Friday, May 2, 2025, 02:14:00 PM

Elon Musk Finally Debuts ‘Optimus’ Humanoid Robot — But Will He Deliver?

A year and a month after Tesla (NASDAQ: TSLA) comically brought out a ‘mockup’ of...

Monday, October 3, 2022, 03:20:00 PM

Is Tesla Overvalued As We Enter An EV Price War?

After the regular market close last Wednesday, Tesla, Inc. (NASDAQ: TSLA) reported impressive 4Q 2022...

Tuesday, January 31, 2023, 06:18:00 AM

Elon Musk Orders Ai Chips To Be Redirected From Tesla To xAI, X

Elon Musk’s ambitious plans to transform Tesla (NASDAQ: TSLA) into an AI powerhouse have hit...

Tuesday, June 4, 2024, 12:40:00 PM