Tesla Insurance Dings You For Driving After 10 PM

Tesla, Inc. (Nasdaq: TSLA) updated its Safety Score feature to version 1.2 back in November, and drivers are discovering that late-night driving has been dinging their safety scores, and, unfortunately for those on Tesla insurance, potentially raising their premiums.

The electric carmaker justifies that the new Safety Factor, called Late Night Driving, factors in the assumption that driving at night can be more dangerous because of other considerations such as reduced visibility, tiredness, as well distractions.

This Reddit user offers an explanation, saying it’s not you (or really, not Tesla’s fault), but the nature of nighttime driving itself.

The blog Not A Tesla App pulls up National Safety Council data that says “most fatal accidents occur between 4 pm and 11:59 pm, with Friday, Saturday, and Sunday being the most frequent accident days.”

Twitter user Keubiko points out how this can be unfair to people who actually need to drive at night, such as “shift workers, and hardcore H-1B hostage engineers driving home from Twitter at 11pm.”

But the majority of commenters on both posts echo Reddit user Travielee’s sentiment: it sucks, but it’s really just how the numbers work, with one Twitter user pointing out that it’s just “Pure actuary work here. Numbers = risk. No thought given to people.”

Tesla hopes that the insights gained from Safety Score would help drivers review each drive and correct issues that would prevent them from receiving the option for Full Self-Driving (FSD) beta. Users will need a safety score of at least 80 for the feature, despite shelling out the cash for it.


Information for this story was found via Twitter and the sources and companies mentioned. The author has no securities or affiliations related to this organization. Not a recommendation to buy or sell. Always do additional research and consult a professional before purchasing a security. The author holds no licenses.

Video Articles

This Gold Junior Is Sitting Next to a 3 Million Ounce Neighbor | Regan Isenor – Sylla Gold

A New Gold Giant Is About to Be Born! | Equinox Gold x Orla Mining

This Gold Restart Story Could Be Moving Faster Than Expected | Shaun Heinrichs – 1911

Recommended

Questcorp Wraps Expanded Drone Survey at La Union as Summer Drilling Approaches

Altamira Gold Extends Maria Bonita Footprint with 110 Metre Step-Out

Related News

Panasonic Unveils ‘Breakthrough’ Battery for Tesla as Demand for EVs Heats Up

With Tesla (NASDAQ: TSLA) enjoying a positive bout across markets due to stronger-than-expected deliveries and...

Thursday, October 28, 2021, 10:07:00 AM

Musk Floats Idea of Tesla Funding xAI Amid Earnings Decline

Elon Musk is “testing the waters” on X, asking users whether Tesla (Nasdaq: TSLA) should...

Wednesday, July 24, 2024, 03:10:00 PM

SpaceX Bought A Fifth Of Tesla Cybertrucks In Q4 2025

SpaceX appears to have been Tesla’s largest identifiable institutional Cybertruck customer in Q4 2025, buying...

Thursday, April 16, 2026, 12:55:34 PM

Tesla Ordered to Refund Lawyer $10,600 for Undelivered Self-Driving Feature

An arbitrator has ordered Tesla Inc. (Nasdaq: TSLA) to refund $10,600 to a Washington state...

Friday, July 11, 2025, 03:20:00 PM

Consumer Reports Berates Tesla’s Full Self-Driving Software Testing on Public Roads

It appears that the barrage of problems facing Tesla are never-ending. Despite the EV maker’s...

Tuesday, July 20, 2021, 06:38:45 PM